uob private banking
uob private banking
Blog Article
UOB Financial institution delivers various private banking services intended to meet the fiscal requirements of individuals. Down below is an extensive overview that will help you fully grasp The important thing features and choices.
Varieties of Accounts
Discounts Account: This account enables you to spend less whilst earning fascination.
Capabilities: Easy access, interest earnings, nominal expenses.
Gains: Secure place for your money, likely advancement through interest.
Existing Account: Ideal for day-to-day transactions and taking care of fees.
Features: Checkbook facility, overdraft protection.
Benefits: Handy for regular payments and withdrawals.
Set Deposit Account: For all those trying to generate increased fascination prices about a set period of time.
Characteristics: Mounted phrase deposits, greater interest rates in comparison to financial savings accounts.
Advantages: Secure investment possibility with predictable returns.
Financial loans
Personalized Loans: Unsecured financial loans that could be utilized for numerous purposes like instruction or household renovation.
Sorts:
Installment Loans
Credit history Traces
Benefits: Adaptable repayment phrases, aggressive fascination prices.
Home Loans: Personalized remedies for buying assets or refinancing current home loans.
Sorts:
Fixed Amount Residence Personal loan
Floating Fee House Personal loan
Rewards: Different strategies to suit particular person wants, interesting charges.
Bank cards
UOB provides A selection of credit cards catering to diverse existence and paying behaviors:
Rewards Cards: Gain points on every single order which can be redeemed for presents or vacation miles.
Cashback Playing cards: Get hard cash rebates on daily paying out such as groceries and dining out.
Journey Playing cards: Distinctive Advantages like air miles accumulation and journey insurance plan protection.
Expense Companies
For people serious about growing their wealth by means of investments:
Unit Trusts * Diversified portfolio managed by pros. * Well suited for extensive-term growth objectives.
Structured Deposits * Combines the attributes of standard deposits with expenditure solutions. * Most likely bigger returns but with a few hazard associated.
Coverage Products and solutions
To more info shield you and All your family members from unexpected functions:
Existence Insurance policy * Gives economic stability in the event of Loss of life or vital disease. * Also can serve as a price savings Resource based on the coverage picked.
Well being Insurance * Handles health care expenditures such as hospitalization costs. * Important for mitigating large Health care charges.
Digital Banking Products and services
Usefulness at your fingertips via electronic platforms:
World wide web Banking
Allows you to take care of your finances on line:
Check out account balances and transaction history
Transfer cash between accounts or fork out payments
Submit an application for new items (financial loans/credit cards)
Cellular Banking
Banking on-the-go by using mobile applications:
Quick harmony checks
Cell payment choices (QR code payments)
Notifications & alerts about account exercise
Using these extensive choices, UOB aims to provide customized banking solutions that cater specially to particular person necessities while making certain benefit and security in all transactions.